Loanfinder - The Basics
Loanfinder are licensed credit brokers, operating as part of a group of companies. Loanfinder was established in 2008, located in Bournemouth, providing financial solutions for clients who cannot or will not deal with the often inflexible and discriminatory terms imposed by banks.
As the recession continues to affect bank lending, the Loanfinder service is proving more valuable than ever, helping a growing number of customers by providing unsecured loans to clients. Loanfinder carefully consider applicants personal financial circumstances and match them with lenders tailored to their needs.
Unlike other loan brokers, however, Loanfinder are committed to providing a clear and transparent service, by charging a one-off fee to clients for services, as opposed to accepting a fee from lenders for referrals. After being selected for a loan, customers choose a date suitable for them to pay the fee. A typical fee ranges from £29 to £68.
Loanfinder - Our Values
The Loanfinder ethos is simple. Loanfinder are proud to be able to secure financial solutions for customers otherwise neglected by banks, whilst adhering to responsible lending. To encourage customers to manage their finances sensibly, part of the Loanfinder service includes a subscription to CreditXtra, a consumer finance website we established to provide financial advice and help to all customers of Loanfinder.
The CreditXtra site includes money saving ideas, advice on how to improve income, dealing with debt, finding work, latest money saving offers, budget planners. Customers also have access to their credit file, enabling them to make amendments and track their borrowing.
Loanfinder - Other Good Stuff
The Group have won a string of illustrious awards, including being listed as one of the Sunday Times best 100 Companies to work for in 2008, 2009 and 2010, the Sunday Times Profit Track 100, and the 2008 and 2009 Best Company award.
Employees of the Loanfinder and the Group can expect to progress in their career, often being promoted from telephone operators to directors. One of the firm’s values is to ‘communicate and celebrate.’ MD James Benamor is a hands-on director, with 82% having faith in his leadership, and 79% of staff feeling they make a valuable contribution to the business. Training is taken very seriously, with managers spending 80% of their time coaching staff. Duvet days, a paid day off on birthdays, subsidised gym membership and Friday barbeques and bouncy castle games all contribute to a happy working atmosphere.
Moreover, Loanfinder and the Group as a whole are actively involved in local charities, having raised almost £300,000 in just two years for the Julia’s House Hospice, volunteering and raising funds for The Youth Cancer Trust, and supporting the Variety Club Children’s Charity. All employees are encouraged to donate money through give-as-you-earn schemes, and volunteering their time to these groups.
The Richmond Group History
The Richmond Group, are a financial services company. In 1999, young entrepreneur James Benamor established the Richmond Group with the aim of providing financial solutions to people who were being refused credit by banks. He started out by printing advertising leaflets, delivering them on foot himself. During his first month, James delivered 30,000 leaflets, walking almost 200 miles in the process. Companies established by the Richmond Group now include: Loanfinder UK, CGS Credit Cards, FLM Loans, Debtline, Post Plus, and Payment Guard.
"When I started The Richmond Group it was because I didn't want to work in a boring 9 to 5 job in a stuffy company. From the beginning I have had two rules, the company has to grow by at least 50% every year, and work has to be fun for everyone. Whilst we all still have a lot to learn before we can say that we are the best, we are making good progress along that path." James Benamor, MD